Does Lowe's Accept PayPal? (2022 Guide)

Does Lowe's accept PayPal? Lowe's is a home improvement retailer that operates over 2,000 stores in the United States and Canada. The company is headquartered in Mooresville, North Carolina. Lowe's is the second-largest home improvement retailer in the United States, behind Home Depot.

In addition to selling home improvement merchandise, Lowe's offers installation services for products such as cabinets, appliances, and flooring. The company also provides credit options for customers to finance their purchases.

Lowe's was founded in 1946 by Lucius Smith Lowe. The company started as a small hardware store in North Wilkesboro, North Carolina. Today, Lowe's employs over 300,000 people and has an annual revenue of over $60 billion. Lowe's offers a wide variety of home improvement merchandise, including tools, hardware, appliances, and more. The company also provides installation services for products such as cabinets, flooring, and doors. Lowe's offers credit options for customers financing their purchases.

does lowe's accept paypal

Does Lowe’s accept PayPal?

As any savvy shopper knows, PayPal is a convenient way to pay for online purchases. Lowe's is one of the many retailers that accept PayPal. Customers can simply select the "PayPal Checkout" option when they're ready to pay for their purchase on

However, PayPal cannot be used for in-store purchases at Lowe's—yet. For now, customers will need to use an alternative payment method, like a credit card or Lowe's eGift card, for in-person transactions.

Does Lowe’s accept PayPal online?

At present, the ability to pay using PayPal is only available on for online shopping orders. You will not be able to use PayPal to pay for purchases made in Lowe’s physical stores. To use PayPal as your payment method on, simply select the ‘other payment options’ link on the checkout page and choose PayPal from the list of options.

You will then be redirected to the PayPal website to complete your transaction. While this option is not currently available in Lowe’s stores, it is hoped that this will change in the future to provide even more convenient payment methods for customers.

Why doesn’t Lowe’s accept PayPal In-Store?

Though PayPal is a well-known method of payment, Lowe's does not accept this form of payment in their physical stores. This may be due to the fact that PayPal is relatively new and not as accepted as more traditional methods like credit and debit cards.

Another possibility is that Lowe's is trying to encourage customers to use their own store credit card, which offers rewards and discounts that can be used at Lowe's.

Whatever the reason, it's important to be aware of the payment methods accepted at Lowe's before heading to the store so you can be prepared.

Is it true you can use PayPal credit to pay at Lowe's?

You can use PayPal Credit to pay at Lowe’s, but you have to purchase a Lowe’s Gift Card through PayPal first. Once you have the gift card, you can use it like cash in the store. This process is a little bit roundabout, but it’s the only way to use PayPal Credit at Lowe’s.

If you have PayPal Credit, you probably want to use it as often as possible to help improve your credit score. And if you shop at Lowe’s frequently, being able to use PayPal Credit there would be very convenient.

So if this process is something you’re willing to go through, it could be worth it in the long run.

Is a PayPal Cash card accepted at Lowe's?

Lowe's is a retailer that sells home improvement and construction products. It is one of the largest home improvement stores in the United States. You can use a PayPal Cash Card at any Lowe's store as a regular debit card from MasterCard. If your PayPal Cash Card is independent of services like MasterCard or Visa, you will not be able to use it for in-store purchases at Lowe's. However, you can still use it to shop online at

When shopping online, you will need to enter your PayPal Cash Card number and security code to complete the purchase. You can also add your PayPal Cash Card to your Lowe's account and use it as a payment method when shopping in-store or online. To do this, you will need to create a Lowe's account and link your PayPal Cash Card to it.

Once your PayPal Cash Card is linked, you can choose it as a payment method at checkout. You can also use your PayPal Cash Card to pay for Lowe's gift cards online.

What forms of payment does Lowe’s accept?

In store, Lowe's accepts the following payment options:

  • Debit cards, including Mastercard, Visa, Discover, and American Express
  • Credit cards, from most major issuers
  • Cash
  • Lowe’s Gift Cards
  • Lowe’s Credit Cards
  • Personal or business checks, provided you can show a valid government-issued ID that matches the information on the check

Is it possible to use your phone to pay at Lowe's?

While you cannot use your phone to pay at Lowe's via Near-Field Communication (NFC), you can use Samsung Pay. This is because Samsung Pay uses Magnetic Secure Transmission (MST) technology to authorize payments, and this does not require making an upgrade to the checkout terminal.

Consequently, if you have a Samsung device, you can still use your phone to make contactless payments at Lowe's. However, it is worth noting that Apple Pay and Google Pay do not currently work at Lowe's stores.

Use PayPal to buy an eGift Card

If you're looking for a way to use PayPal to pay for your purchases at Lowe's, you can do so by purchasing a Lowe's eGift card on the PayPal website. eGift cards are available in denominations of $25, $50, $100, and $200 and can be used as a payment method at Lowe's both online and in-store. Purchasing a Lowe's eGift card on PayPal is a convenient way to use your PayPal account to shop at Lowe's, and it's also a great way to give the gift of Lowe's to someone else.

To purchase a Lowe's eGift card on PayPal, simply select the desired denomination and quantity, then check out using your PayPal account. Once the purchase is complete, the eGift Card will be emailed to you (or the recipient) immediately. The eGift card can then be redeemed at Lowe's either online or in-store.


You can use PayPal Checkout to purchase items online, however, Lowe’s does not accept PayPal as a payment method in any of its physical stores. Other payment methods Lowe’s accepts include most major credit and debit cards, cash, personal and business checks, and Lowe’s Gift Cards.

For customers who prefer to use PayPal, there are a few workaround options available. For example, you could purchase a Lowe’s Gift Card online using PayPal and then use the gift card to make your in-store purchase.

Or, you could try using a different credit or debit card that is linked to your PayPal account. While it may take a little extra effort, there are still ways to use PayPal to shop at Lowe’s—you just have to get creative.

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author: patrick algrim
About the author

Patrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo,, SparkHire,,, FairyGodBoss,, St. Edwards University, NC State University,, Thrive Global,, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn.

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