Does Safeway Cash Checks? (2022 Guide)

Does Safeway cash checks? Stop and Shop, Albertsons, and other major chains will provide this service to their clients, allowing them to cash a variety of checks. Perhaps you're wondering if Safeway provides it as well?

Safeway Overview

Safeway is an American supermarket chain with more than 1,700 stores across the United States. Safeway offers a wide variety of food and household products, as well as a selection of unique private label brands. Safeway is committed to offering fresh, quality products at competitive prices while providing excellent customer service.

Safeway was founded in 1915 by M.B. Skaggs in Idaho Falls, Idaho. The company grew rapidly, and by 1926 it operated 2,600 stores across the United States. In 1930, Skaggs merged Safeway with another supermarket chain, Sam Seelig Company, which operated under the name Safeway Stores Incorporated.

In the 1940s and 1950s, Safeway expanded its operations into Canada and the United Kingdom. In the 1960s, the company began to focus on providing high-quality products and excellent customer service. Safeway was one of the first supermarkets to offer a money-back satisfaction guarantee on all of its products.

does safeway grocery stores cash checks

Does Safeway Cash Checks?

In today's economy, it can be difficult to make ends meet. Between rising costs and unpredictable income, many people find themselves turning to check-cashing services to make sure they can cover their basic expenses. Fortunately, Safeway stores offer a convenient and affordable way to cash checks.

Whether you're cashing a payroll check or a government-issued stimulus check, Safeway can help you get the cash you need. And with fees of just 1.15% of the value of the check, Safeway is an affordable option for anyone who needs to cash a check. So next time you're in need of quick cash, be sure to stop by your local Safeway store.

What is Safeway's cash checking policy?

Personal checks and payroll checks are two examples of the types of checks that Safeway will not cash. In order to cash a check at Safeway, it must be issued by a company or institution that has an account with Safeway. The check also needs to have a routing number and account number that match up with what Safeway has on file. 

The types of checks they do allow are as follows:

  • Payroll checks
  • Cashier’s checks
  • Government-issued checks
  • Stimulus checks

If customers don’t have the proper ID or the check doesn’t meet the requirements, then they won’t be able to get their check cashed at Safeway.

However, there are other places where customers can cash their checks if Safeway is not an option. Some banks and credit unions will cash checks for non-customers, although they may charge a fee for this service. Alternatively, customers could sign up for a checking account so that they can cash their own checks.

What type of checks does Safeway not cash?

While Safeway does allow certain types of checks to be cashed, personal and handwritten checks are not currently accepted. This policy is in place to help reduce the risk of fraud. If the identity of the check holder cannot be properly verified, then Safeway cannot take the risk of cashing the check.

However, this policy may change in the future as new technologies are developed that can help to verify the identity of the check holder. In the meantime, Safeway customers will need to find another way to cash their personal and handwritten checks.

How many cheques can you cash at Safeway?

There is no upper limit to the number of checks that may be cashed at Safeway, but there is a maximum amount of money that can be handled at once. As a result, the total amount of money represented by your individual cheques will determine how many you may cash.

Only government checks, payroll checks, and cashier's checks are accepted, so it's reasonable to conclude that only a couple of checks could be cashed at once, depending on how much money a person makes through payroll. Although the store doesn't place a limit on the number of checks that can be cashed, keep in mind that each check will be reviewed for authenticity and accuracy. If any discrepancies are found, the check will not be processed. To avoid any issues, it's best to cash only a few checks at Safeway per visit.

What is the cost of cashing a check at Safeway?

When it comes to cashing a check, Safeway charges a fee of $2.25 per $200. So, for example, if you were cashing a check for $1,000, you would end up paying a fee of $11.25. While this may not seem like a lot of money, it can add up over time – especially if you're cashing multiple checks. And, of course, the larger the check, the higher the fee.

So if you're looking to cash a large check, you may want to consider going to a different service provider – one that doesn't charge a fee, or at least doesn't charge as much as Safeway does.

On which days do Safeway cash checks?

Though most stores only offer check-cashing services during the week, Safeway provides this service seven days a week. However, the hours of operation will differ per Safeway location. There are some stores that offer this service 24/7, while other stores operate on a smaller operational schedule.

In order to find out what time your local Safeway allows customers to cash checks, it’s recommended to call the Reception Desk or visit your local store and ask a store associate. This way, you can ensure that you won’t be waiting in line to cash your check during a time when the store is closed.

Where does Safeway cash checks in the store?

If you need to cash a check but don't have a bank account, you can go to Safeway. Safeway cashes checks at the customer service desk in most of their stores. However, this may differ per location, so it's best to call ahead or ask at the customer service desk when you arrive.

Additionally, if you're unable to locate their cash checking center, you can simply ask at the customer service/reception desk for assistance.

There is usually a small fee for cashing a check at Safeway, but it's typically much less than what you would pay at a check-cashing store. So if you need to cash a check and don't have a bank account, Safeway is a great option.


In conclusion, Safeway cashes government checks, payroll checks, stimulus checks, and cashier checks at all of their store locations across Canada and the United States. They accept these types of checks because they are backed by the government or a bank. Currently, they are unable to cash personal or handwritten checks.

There are a few rules customers need to be aware of when cashing a check at Safeway. Checks cannot exceed $1500 or they will be cashed. They also charge a fee for most checks, as customers have to pay $2.25 for every $200 on the check they are cashing, excluding stimulus checks. This is likely because there is more of a risk associated with cashing personal or handwritten checks. Following these simple rules will ensure that customers have a positive experience when cashing their checks at Safeway.

Favorite Resources

Our favorite resources are included below.

Job interview resources

Resume and cover letter resources

Job search resources

free interview question and answer full guide

Interview Question and Answer Guide (PDF)

Download our full interview preparation guide. Complete with common interview questions and example answers. Free download. No email required.

Download PDF
author: patrick algrim
About the author

Patrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo,, SparkHire,,, FairyGodBoss,, St. Edwards University, NC State University,, Thrive Global,, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn.

Fact checked: Our small and dedicated team rigorously evaluates every article, guide, and reference to ensure the information is accurate and factual. Learn more.


Help us by spreading the word