Does Amazon Accept Prepaid Cards? (2022 Guide)

Does Amazon accept prepaid cards? Prepaid cards are a type of payment card that can be used to make purchases or withdraw cash. Funds are loaded onto the card in advance, which can be used as a debit or credit card. Prepaid cards can be used anywhere that accepts major credit cards, such as online retailers or brick-and-mortar stores.

Prepaid cards offer a convenient and safe way to manage your money. They can be used for budgeting purposes or to avoid overspending. Prepaid cards can also be helpful if you do not have a bank account or if you have bad credit.

does amazon accept a prepaid visa gift card

Does Amazon accept Prepaid Cards?

Amazon is one of the world's largest and most popular online retailers, offering everything from books and movies to clothes and electronics. Given the site's vast selection of items, it's no surprise that Amazon also accepts a variety of payment methods. In addition to major credit and debit cards, the site also accepts prepaid cards.

Prepaid cards can be used to buy millions of items on Amazon with minimal restrictions, similar to how the site accepts all major credit and debit cards. Prepaid cards are a convenient way to shop on Amazon if you don't have a credit or debit card, or if you want to limit your spending. However, it's important to note that Amazon does not accept all prepaid cards. Currently, the site only accepts Visa, Mastercard, and American Express prepaid cards. If you're looking to use a different type of prepaid card on Amazon, you'll need to first check to see if it's compatible with the site.

Does Amazon accept prepaid visa?

Amazon is one of the most popular places to use prepaid Visa cards. You just need to confirm the card details such as the card number and expiry before it’s added to your Amazon wallet and used to finalize orders. Amazon also has the Amazon Rewards Visa Signature Card. The e-commerce retail approaches prepaid Visa much like it does actual credit/debit cards. With hundreds of product categories and an ever-changing selection, Amazon is one of the most popular places to use prepaid Visa cards. 

In addition to accepting prepaid Visa cards, Amazon also has the Amazon Rewards Visa Signature Card. This card allows you to earn rewards points for every purchase you make at You can then redeem those points for free Amazon products or gift cards. The Amazon Rewards Visa Signature Card also comes with some great benefits, such as no annual fee and 0% APR for the first 12 months. So if you’re looking for a place to use your prepaid Visa card, Amazon is a great option.

Is Amazon Prepaid Mastercards considered valid?

Yes, Amazon accepts prepaid Mastercards as a form of payment on their website. You can use your prepaid card to purchase any items that are sold on Amazon just as you would with a credit or debit Mastercard. In order to use your prepaid card on Amazon, you will need to log into your account and add the card under your payment methods.

This includes entering the card number and expiration date. When you are ready to checkout, select the prepaid Mastercard as your payment method to complete your purchase. Amazon processes these types of cards in the same way as they do other Mastercards with a few exceptions.

One exception is that Amazon does not accept both prepaid and credit cards in the same transaction. Another exception is that some bank-issued prepaid cards may not be accepted by Amazon due to security reasons. However, overall, Amazon is happy to accept prepaid Mastercards as a form of payment on their website.

Does Amazon take Prepaid American Express?

While Amazon supports a variety of payment methods, including credit and debit cards, it also accepts prepaid cards from the three major card companies: Visa, Mastercard, and American Express. This makes it easy to shop on Amazon even if you don’t have a traditional credit or debit card.

Simply add your prepaid card to your Amazon account and you can shop thousands of items in each category. And because American Express is an accepted form of payment, Amazon doesn’t restrict what you can buy with a prepaid Amex card. So whether you’re looking for electronics, clothes, books, or anything else, you can use your American Express prepaid card to make purchases on Amazon.

Is it possible to use a Prepaid Discover Card on Amazon?

Unfortunately, at this time Amazon does not support payments from prepaid Discover cards. This is the only major credit card company that Amazon does not accept prepaid payments. However, you can use your Discover card for all other purchases on Amazon.

There are other places you can use your prepaid Discover card, such as Target. If Amazon updates its payment policies in the future to include prepaid Discover cards, it will be listed on the website. In the meantime, you may want to consider using a different credit card for your Amazon purchases.

What are Amazon restrictions on prepaid cards?

Overall, Amazon makes it easy to make purchases with prepaid cards. However, there are a few restrictions to keep in mind when paying for items online. For example, Amazon doesn't have the option of entering the three-digit CVV code on the back of the card for prepaid Visa, Mastercard, and American Express cards. If the issuing bank requires the code, payments may not go through successfully. Additionally, you can't combine these prepaid cards with credit cards on a single order. Lastly, some banks require prepaid cards to be registered with them before shopping online.

Because Amazon processes payments through banks, some prepaid cards may have restrictions on how much money can be spent at one time. In other words, if your prepaid card is linked to a certain bank, an extra dollar may be unavailable for spending until your first payment processes successfully on Amazon.

Keep in mind that these restrictions only apply to some prepaid cards, and other than that, Amazon offers a seamless payment experience with the most popular prepaid cards out there. If there are any issues with your prepaid card, such as it doesn’t have enough money on it, your Amazon order won’t go through.

Don’t worry – you will be notified so you can provide an alternate payment method. With these things in mind, using a prepaid card on Amazon is a great way to manage your finances and make sure you always have enough money for your online shopping needs.

Are Amazon Gift Cards Consumable or Prepaid?

Yes, Amazon Gift Cards are prepaid. You can top up your gift card balance or use Amazon Cash to keep spending under control. Amazon gift cards and Amazon Balance are prepaid, so they especially suit shoppers trying to stick to a certain budget and avoid overspending.

Once loaded up, your Amazon Balance effectively serves as a prepaid card payment method, as you can use this across any Amazon orders. Whether you received an Amazon gift card as a present or you prefer to add cash to your account at a participating retailer, Amazon makes it easy to keep your spending in check.


There are many different types of prepaid cards that can be used on These include Visa, Mastercard, American Express, store cards, gift cards, and Amazon Cash. All of these options provide a convenient and safe way to shop on the world's largest e-commerce platform.

Whether you're looking for household items, tech gadgets, or anything in between, has you covered. So next time you're prepared to do some online shopping, be sure to keep all of your different prepaid card options in mind.

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author: patrick algrim
About the author

Patrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo,, SparkHire,,, FairyGodBoss,, St. Edwards University, NC State University,, Thrive Global,, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn.

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