Does Walmart Do Cash Back? (2022 Facts)

Does Walmart do cash back? Yes, Walmart does offer cash back on debit card transactions. Customers can request cash back up to three times a day, with a maximum of $20-$100 per transaction. Additionally, there is a $20 maximum amount for cash back on checks and $120 for Discover Credit Cards.

Cash back denominations at Walmart are $20, $40, $60, and $100. So whether you're looking to get a little extra cash for yourself or you need to make change for a customer, Walmart has you covered.

does walmart do cash back at retail stores on debit cards

Is there a cash back limit at Walmart?

Each Walmart store has a limited amount of cash on hand, which means there is a limit to how much cash back you can receive per purchase. The amount of cash back you can get also depends on the type of payment method you use.

For example, the cash back limit for debit card purchases is $100. For purchases made with checks, the cash back limit is $20. When receiving cash back at Walmart, you usually get cash back in multiples of $20, which means you can either get $20, $40, $60, $80, or $100 per transaction. If you want more than $100 in cash back from Walmart, you will have to use the ATM or go to multiple registers and make separate transactions.

Is there a charge for cash back at Walmart?

When you make a purchase at Walmart, you can choose to receive cash back. This means that you will get some of your money back in the form of cash, instead of using a credit or debit card. In most cases, there is no fee for receiving cash back.

However, it is always a good idea to check with your local store to see if they charge any fees. To receive cash back at Walmart, you must make a purchase first. If you just want to withdraw cash, you will have to use one of the ATMs in the store. Withdrawing cash from an ATM will usually incur a fee, so getting cash back at the time of purchase is a better option if available.

When can you get cash back at Walmart? 

You can get cash back at Walmart anytime during regular store hours. To find out when your local Walmart is open, use the store locator by typing in your zip code. Most stores are open 7 days a week, with extended hours for customer service and returns.

However, some stores may have reduced hours on Sundays. If you need to get cash back outside of regular store hours, you can always use an ATM.

Many banks have ATMs located inside Walmart stores, so you can get cash even when the store is closed. Plus, most ATMs offer 24-hour access, so you can get cash whenever you need it.

What is the best way to get cash back at Walmart? 

The best way to get cash back at Walmart is by using a debit card. This is the quickest way to receive cash back, and you can get up to $100 in cash back. If you want more than $100 in cash back and do not want to use an ATM, your card may be flagged for fraud if you try to use it multiple times within a short period.

Additionally, a debit card allows you to get up to $100 in cash back, $80 more than the amount you can receive using a check.

How do you get cash back when using a personal check to pay for Walmart items?

Paying with a personal check at Walmart is easy and convenient. Simply tell the cashier you would like to pay with a check and request cash back. You will need to present a valid government-issued photo ID, and the check should be made out for the purchase value plus an additional $20 for cash back.

The cashier will scan your check using a verification service to protect against fraud. Once the check is approved, you will receive your cash back and be on your way.

Is it true that Walmart charges a fee for cash back?

Walmart does not charge a fee for cash back when you make a purchase. However, it is recommend that you check with your local store to see if they charge any fees. To receive cash back at Walmart, you must make a purchase first. If you need cash but don't have a purchase to make, you can use one of the ATMs in the store. Walmart's policy on cash back may vary depending on the store, so it's always best to check beforehand.


All in all, Walmart provides several convenient options for customers who need to withdrawal cash. Whether you're using a debit card, credit card, or check, Walmart makes it easy to get the cash you need. And best of all, these services come with little to no fees. So next time you're in a bind and need some quick cash, be sure to swing by your local Walmart.

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author: patrick algrim
About the author

Patrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo,, SparkHire,,, FairyGodBoss,, St. Edwards University, NC State University,, Thrive Global,, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn.

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