Does Costco Take Apple Pay? (2022 Facts)

Does Costco take Apple Pay? For those not familiar, Apple Pay is a mobile payment service that allows users to make payments in-store and online using their Apple device. The service is accepted at a variety of retailers, both big and small. So, does Costco take Apple Pay?

The answer is yes! Costco does accept Apple Pay as a payment method at most warehouse locations and Costco gas stations. If paying via Apple Pay in the United States, Costco will only accept Visa debit or Visa credit cards that are attached to the Apple Pay wallet. This is likely due to the fact that Discover and American Express are not supported by Apple Pay.

However, this shouldn't be an issue for most users as Visa is widely accepted. When using Apple Pay at Costco, simply hold your device near the contactless reader and wait for the completion chime.

It's that easy! No need to fumble around for cash or cards. Just one more way that Costco makes shopping convenient for its members.

does costco accept apple pay

How do I know if my local Costco accepts Apple Pay?

Contactless payments are becoming increasingly popular, as they offer a convenient alternative to traditional methods like cash or card. Apple Pay is one of the most popular contactless payment systems, and it can be used at many major retailers.

However, not all retailers have implemented NFC readers yet, so it can be difficult to know whether or not your local Costco accepts Apple Pay.

The best way to find out is to use the Costco warehouse finder to get the contact number of a nearby Costco warehouse and ask them about it. In most cases, the answer will be yes, but it's always best to double-check before you try to use Apple Pay at Costco.

Is it possible to use Apple Pay at a Costco gas station?

We have found that some Costco gas stations in the U.S. do accept Apple Pay as a form of payment. In order to use Apple Pay at these gas stations, the station must be equipped with a contactless (NFC) reader and you must have a Visa card connected to your iPhone wallet. If these requirements are met, you should be able to use Apple Pay to make your purchase.

However, it is always a good idea to double-check with the individual gas station beforehand to be sure that they are still accepting Apple Pay as a form of payment. You can also see our guide on what credit cards Costco gas accepts and its operating hours for more information.

Is it possible to use Apple Pay in Canada at Costco?

For those who are looking to use Apple Pay at Costco locations in Canada, it is important to note that most warehouses and gas stations do accept this form of payment. This is similar to what is seen in the United States with Costco locations. However, there is one difference in Canada pertaining to payment via Apple Pay.

In addition to being able to use this form of payment with debit and credit cards from MasterCard, customers can also link their Apple Pay accounts to their bank accounts. This adds an extra layer of convenience for those who are looking to use this form of payment at Costco locations in Canada.

How do I use Apple Pay at Costco?

If you're an iPhone or Apple Watch user, you might be wondering if you can use Apple Pay at Costco. The answer is yes, but there are a few things you need to know first. In the United States, you can only use Apple Pay with Visa cards at Costco warehouses and gas stations. This is because Costco U.S. has signed an exclusive deal with Visa.

In Canada, you can only use Apple Pay with MasterCard cards for the same reason. To use Apple Pay for making a purchase, you need to first have a credit or debit card added to your Apple device. You can follow these instructions to set up Apple Pay if you haven't already done so.

Once you have added your card to Apple Pay, you simply need to bring your phone close to the NFC reader at the checkout counter when prompted by the employee to complete the transaction. Note that using Apple Pay at Costco is quick and easy, and it's a great way to pay if you don't want to fumble around for cash or a card.


In conclusion, Costco does take Apple Pay at most of its locations in the U.S. and Canada. You can use Apple Pay with Visa cards in the U.S. and MasterCard cards in Canada. To use Apple Pay, bring your mobile close to the NFC reader when prompted by the employee. This is a convenient way to pay for your purchases at Costco without having to carry cash or a physical credit card.

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author: patrick algrim
About the author

Patrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo,, SparkHire,,, FairyGodBoss,, St. Edwards University, NC State University,, Thrive Global,, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn.


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