Credit Analyst Job Description Sample

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Have you thought about becoming a credit analyst, which is also referred to as a credit risk analyst on some job descriptions? If so, that means you'll be responsible for determining the creditworthiness and risk profile of a business or individual. You'll accomplish this by analyzing their financial data and deciding if it's appropriate to extend them credit or not. Under most circumstances, a credit analyst works for investment firms or commercial banks.

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Credit Analyst Job Description Sample

Our company is actively searching for a credit analyst to join our team of professionals. You'll be responsible for managing a portfolio of clients and reporting to our company's Head of Credit. Additional responsibilities will include the evaluation of the financial status of potential clients, making informed decisions when extending credit, monitoring existing clients, performing risk assessments, and writing in-depth reports. Successful candidates must possess a Bachelor's in accounting, finance, or a related field. Top candidates can demonstrate remarkable analytical, judgment, and negotiation skills. Those who have a background in the financial industry have an advantage.

Credit Analyst Salary

According to 2019's data gathered by, the national average salary for a credit analyst is $50,532.00 per year. That equates to a median wage of, on average, $19.40 per hour. Entry-level credit analysts with less than one year of experience can expect to see salaries of at least $45,000 per year. Those who have been working as a credit analyst for twenty years or longer are reporting wages of at least $57,000.00 or more. That's a consistent salary trend for those who have been working between five to nine years, as well as those who have been employed between ten to nineteen years.

Credit Analyst Job Description For The Resume (Resume Summary)

Driven, detail-oriented, and certified credit analyst skilled in financial analysis for a variety of lending firms. Proven experience in the assessment of client applications, the establishment of credit lines, crucial decision-making, financial reporting, and reduction of overdue accounts. Impeccable analytical and critical thinking skills, strong knowledge of financial markets and trends, and great attention to deadlines and accuracy.

Credit Analyst Skills

Credit Analyst Duties & Responsibilities

Credit Analyst Requirements

Credit Analyst Job Description

Using This Credit Analyst Job Description Template

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author: patrick algrim
About the author

Patrick Algrim is an experienced executive who has spent a number of years in Silicon Valley hiring and coaching some of the world’s most valuable technology teams. Patrick has been a source for Human Resources and career related insights for Forbes, Glassdoor, Entrepreneur,, SparkHire, and many more.


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