Does Costco Accept EBT (2023 Facts + Workaround)

Costco's general policy does involve the acceptance of Electronic Benefit Transfer (EBT) cards for transactions within their warehouse outlets. Costco operates as a membership-based retailer, with annual fees providing access to their extensive product offerings, including bulk groceries. EBT cards, conversely, are conventionally utilized for acquiring qualifying food items at approved retail establishments, predominantly found among supermarkets and grocery stores.

Does Costco take EBT?

Yes, Costco does adhere to all state laws regarding the use of SNAP or EBT programs.

Other ways to use your EBT card

Here are some workarounds to consider if you're not able to use it in your state:

  1. Retailer Programs: Some states have retailer programs that allow EBT cardholders to use their benefits at certain retailers that do not typically accept EBT. Check with your state's EBT office to see if any such programs exist.

  2. Cash Withdrawal: EBT cards usually have a cash withdrawal option. You can use your EBT card at an ATM that accepts EBT transactions to withdraw cash. However, you must be eligible for cash benefits, and there may be fees associated with ATM withdrawals.

  3. Retailer Gift Cards: In some cases, you may be able to purchase gift cards from stores that accept EBT and then use those gift cards at stores that do not accept EBT. Be sure to confirm with the store that they allow this practice, as policies can vary.

author: patrick algrim
About the author

Patrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo,, SparkHire,,, FairyGodBoss,, St. Edwards University, NC State University,, Thrive Global,, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn.

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